Our services
We provide a wide range of professional services to meet your needs. We promise to provide every service with a smile, and to your highest level of satisfaction.
Personal Insurance
Robbins & Associates can help you with your personal insurance needs. Whether you need to insure your home, car, motorcycle, boat, or any other valuable asset, we have the right coverage for you. You may also want to consider an umbrella policy, which provides extra liability protection beyond your home and auto insurance. This policy can shield you from large and costly lawsuits or judgements.
As an independent agency, we work with multiple carriers to find the best quotes and policies for your specific situation. Our agents are professional and knowledgeable, and they will guide you to make the best choice for your personal insurance needs.
Commercial Insurance
Whether you are a sole proprietor or a large diversified company, you can rely on Robbins & Associates for the experience you need to develop an insurance program that suits your company’s needs. We can obtain specialized services for your company, such as loss control recommendations and risk management services, that can help you reduce your loss ratio. As an independent agency, we can help you market your company with insurance carriers that specialize in your industry. We can also cover all lines of business, including but not limited to: property, commercial autos, general liability, workers compensation, and bonds. As insurance professionals, we aim to provide excellent and honest service while giving you educational information to address your business insurance needs.
Life Insurance
Term Life Insurance is a straightforward and temporary form of coverage. It provides protection for a specified period, such as 10, 15, or 20 years. If the insured person passes away during the term, beneficiaries receive a payout (the death benefit). Term life insurance is generally more affordable than whole life insurance, but it does not accumulate cash value over time.
Whole Life Insurance, on the other hand, offers lifelong coverage. It remains in force until the insured person’s death. Whole life policies include a cash value component that grows over time. However, they are more expensive due to the extended coverage and cash value feature. Beneficiaries can use the payout for various needs, such as funeral expenses or settling outstanding debts.
Choosing the right type of life insurance depends on individual circumstances, financial goals, and family needs. Whether you opt for term or whole life insurance, the key is to make an informed decision that aligns with your family’s future. Remember, life insurance isn’t just about numbers; it’s about protecting the people you care about most.